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|Homeowners Insurance Florida Coverage Breakdown
|Dwelling: A standard Florida homeowners insurance policy should include enough dwelling
coverage to pay for the replacement or repair of your home when and if it is damaged in a
|Other Structures: Other structures such as detached garages or sheds would also be
covered under a standard Florida home insurance policy
|Contents/Personal Property: A Florida home insurance policy will also typically provide
coverage for the contents of your home including furniture, electronics, clothing and other
|Loss of Use: If your Florida home is damaged in a covered peril, ‘Loss of Use’ coverage
pays for alternative accommodations and living expenses while you are unable to live in your
|Personal Liability Protection: In Florida, your standard homeowners insurance policy
will typically provide financial protection in the event of a lawsuit where you have caused
damage or bodily harm to another person or their personal property.
|Medical Payments: Medical Payments coverage, or Florida MedPay, offers
reimbursement for medical bills if someone other than you or a family member is injured on
your property and a lawsuit is not involved.
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