|Florida Auto Insurance Quotes and Policies Here
|Florida Auto Insurance Information
Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or theft of your car.
Liability coverage pays for your legal responsibility to others for bodily injury or property
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost
wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage. Most states require
you to buy some, but not all, of these coverages. If you're financing a car, your lender may
also have requirements.
by mail when it's time to renew the policy and to pay your premium.
Why do you need auto insurance?
It's really all about protecting yourself financially.
If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or
If you or any passengers are injured in an accident, medical costs can be extremely
If you or your car is responsible for damage or injury to others, you may be sued for much
more than you're worth.
Not only is having insurance a prudent financial decision, many states require you to have at
least some coverage.
Questions to ask your agent
Your Independent Agent is an advocate for finding auto insurance that meets your specific
needs. Here are a few things to consider as you prepare for the discussion:
How much can you afford to pay if you get in an accident? (To keep premiums low you may
want to have a higher deductible and be willing to pay more for repairs.)
What discounts are available? (Ask about good driver, multiple policy and student discounts.)
What's the procedure for filing and settling a claim? (Ask who to call and what happens after
you file a claim.)